We represent top-rated insurance companies in the industry, & offer exceptional policies for you and your family. It is our goal to give you premium protection at competitive prices. Whether you need homeowners insurance, life insurance, or auto insurance, we have a wide variety of options for you to choose from. We recognize that you have unique needs and offer the best coverage at the best price from a variety of underwriters and insurance carriers.
With a homeowners' policy, your house is considered a property. Know that our agents offer great protection for a variety of homes in Florida:
• Single-family homes
• Attached dwellings
• Vacant dwellings
Policies for personal belongings and additional living expenses are also available upon request!
• Neighborhood association master policies
• Big condominium rental dwelling policies
• Flood insurance
• Personal umbrella policies
A standard policy insures the home itself and your personal belongings. Homeowners' insurance is a package policy. This means that it covers both damage to your home and your liability or legal responsibility for any injuries and property damage you or members of your family caused to other people. This includes damage caused by household pets as well.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, hurricanes, and poor maintenance. You must buy two separate policies for flood and home coverage. Maintenance-related problems are the owner’s full responsibility.